Why Everyone Needs Identity Theft Protection

An elaborate identity theft scheme has reached the highest levels of the U.S. financial system, striking the personal bank account of Federal Reserve Chairman Ben Bernanke and his wife.  According to a D.C. police report, Anna Bernanke's purse was stolen last August from her chair at a Capitol Hill Starbucks.  It contained her Social Security card, checkbook, and ID's.

By BRETT ZONGKER Associated Press Writer

Identity Theft

http://online.wsj.com/article/SB20001424052970203674704574334752489414792.html

Identity theft happens to people every year. It has happened to people inside Meek and Associates. Protecting customers from Identity Theft provides a necessary product. Customers do not have the time to work through the process to put their identity back. There are hours to be spent on the phone dealing with customer support and ensuring protection. An insurance policy ensures the best care and most efficient resolution.

Switching Products

Financial Institutions have the privileged with customers. They are trusted and secure futures. Switching products is often a difficult task. Meek and Associates Insurance Group works with your institution to accurately pick products, and work with staff to implement the program. Ensuring a long product cycle is our job. Your institution receives full disclosure and immediate assistance from our staff with any of your needs. Products and services will always change but Meek and Associates promises to work to make your products work for your customers and build a stronger relationship.

Insurance Products Delivery System

It is no doubt that insurance is being delivered in a different way than thirty years ago. There are fewer and fewer travelling salesmen. Insurance products are delivered to customers at point of sale, electronically through click thru's, electronic contact forms, statement stuffers. Meek and Associates works with your institution to identify the best delivery method for your customers. Often finding the best mix produces the best results. Through direct marketing and online marketing Insurance products help insure your clients.

Debt Protection

Debt Protection is offered to customers through loan officers at closing. Accidental Death is a real threat and Debt Protection provides your customers with insurance against catastrophe. Meek and Associates works with your loan officers to train employees and develop the best sales tactics. Meek and Associates additionally provides quarterly newsletters to update loan officers on industry changes and product offerings. Debt Protection or Cancellation is a product designed to ensure customer protection.

Flood Certification

A flood is the inundation of normally dry land resulting from the rising and over flowing of body of water. There are 3 types of flooding:

1. A rising flood caused by prolonged rain or melting snow
   
   
2. Flash floods
   
   
3. Wind driven floods tides

Meek and Associates sponsors a Flood program that accurately identifies a flood zone and insurance rates. Meek and Associates works to administer a plan to fit your association or institution. Our flood program is competitively priced and accurate. We accept quotes online, through fax, or mail. Ensuring an accurate determination helps to price your customer's insurance program. Meek and Associates will work to cut costs and provide a more accurate program.

Talk about it Tuesday

http://www.chicagotribune.com/business/smallbusiness/la-fi-bizmakeover4-2009aug04,0,3882979.story

The Chicago Tribune ran an article about an State Farm insurance agency in California trying to carve out it's niche. It makes some very valid points that as the producer you must be in control of your customers. Allowing customers, or anyone outside of your company to control that relationship you will loose that relationship. As the Insurance Agency it is your responsibility to maintain those relationships. The first step is to define your market, and then create a marketing plan. It is important for every agency to correctly identify the target market and then develop a plan on how to find that market. This article has some valuable information for any business, but especially insurance, as consumers are more empowered and willing to walk away from providers.

Identity Theft

Identify theft is a growing problem. As more consumers shop online and use electronic data the more theft is becoming prevalent.
As a financial institution you have the opportunity to provide necessary coverage for customers. The institution is able to provide group rates for customers otherwise inaccessible to them. Meek and Associates sponsors and Identity Theft solution for your customers that provides brand recognition and essential safety.

Insurance Brokerage Income Up

First-quarter bank holding company (BHC) insurance brokerage income of $3.03 billion was up 15.0% from $2.63 billion in fourth quarter 2008, which marked the lowest point of quarterly insurance income since 2005, according to the Michael White-Prudential Bank Fee Income ReportTM. 

 

Insurance income is indicating a rebounding industry, and shows opportunity to for growth.  With income belwo 2005 levels there is still opportunity for growth within the industry.  As consumers seek out new products institutions are continuing to meet their needs.  Insitutions are beginning to seak out new products and new delivery systems.  Insurance products provide a value added solution for customers.  Mortgage customers are eligible for complementary coverage with certain programs to protect their assets.  Providing added value gives the consumer a buying incentive and provides a competitive advantage in the current marketplace.  Insurance also provides peace of mind during uncertainty and give assurance that their assets are protected.